Actuarial and Financial
Actuarial and Financial
We provide a global service in actuarial and accounting terms, based on the expertise of our advisory team made up of prestigious actuaries and auditors with experience in the market.
Actuarial studies and balances
Actuarial studies and actuarial balance sheets are essential for evaluating pension schemes, mergers, and acquisitions projects, calculating liabilities, and evaluating any project or circumstance in which income and expenses are subject to random events.
Actuarial audits
Institutions and companies often need to demonstrate to regulators and competitors that their internal actuarial studies and balances comply with generally accepted standards, for which they require independent actuaries to audit them and issue a technical opinion.
Dynamic financial analysis
Dynamic financial analysis consists of investigating the random behavior or statistical distribution of a variable in which other random variables intervene, in order to take some measure and know the risk. With this, companies can determine prices, simulate financial statements, calculate the required economic capital, and evaluate different strategies, among other aspects.
Stress testing and scenario analysis
Stress tests and scenario analysis allow companies and institutions to evaluate their financial results in extreme situations and in different scenarios or strategies to make appropriate decisions.
Asset Liability Matching (ALM)
An adequate match of assets and liabilities allows compliance with obligations, reducing the risk of losses due to forced sales of securities and the acquisition of new securities.
Analysis of financial instruments
The financial market is increasingly complex, which is why companies require the support of experts to analyze the financial instruments and derivatives available in the market, as well as those they currently hold.
Assets studies and investment portfolios
Assets studies allow companies to improve profitability, optimizing their investment portfolios and facilitating decision making through the analysis of different diversification strategies.
Analysis of solvency and financial statements
The risk of insolvency generally occurs because the company's solvency level is not known, which depends not only on the available capital, but mainly on the exposure to internal and external risks. This lack of knowledge puts at risk the fulfillment of assumed responsibilities and limits growth and entry into new businesses. That is why it is important to carry out an adequate analysis of the company's solvency and financial statements.
Repair of damages in civil liability
Companies and people have the right to be compensated for property, moral and opportunity damages caused to them. Calculating the amount of these repairs generally requires the participation of specialists in actuarial sciences.
